Benworth Capital Partners, Inc. is a privately-held corporation specializing in commercial and residential real estate lending matters, utilizing its own funds as well as the funds of its participants. Benworth Capital Partners, Inc. is not a savings and loan or depository bank or institution. Any representation to the contrary made by anyone affiliated with Benworth Capital Partners, Inc. or claiming to be affiliated with Benworth Capital Partners, Inc. should not be relied upon for any purpose.

No person is authorized to bind, execute or deliver, on behalf of Benworth Capital Partners, Inc., any commitment (written or otherwise) to make a loan or extend any type of financing to any party unless such person shall hold a position with Benworth Capital Partners, Inc. of Vice President or higher.

There is no guaranty of future performance or success. Past performance does not guarantee future results. Nothing contained herein is intended to be, nor shall it be considered personalized investment advice. It is not intended as legal, accounting, tax or other professional advice. You should seek your own professional advice from your attorney or other professional about your particular situation. While the information presented in this agreement and/or investor package has been researched and thought to be reasonable, in general, real estate investment is highly speculative, real estate values can go up but they can also go down, and thus BENWORTH CAPITAL PARTNERS, INC. AND/OR ITS AGENTS CANNOT AND DO NOT GUARANTEE ANY RATE OF RETURN OR PERFORMANCE. THIS INVESTMENT DOES HAVE A RISK OF LOSS.

The Housing Financial Discrimination Act of 1977 Fair Lending Notice

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
2. Race, color, religion, sex, marital status, domestic partnership, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

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